Consumer Protection Code 2025 is in effect — 40-day renewal notifications are now a legal requirement. Is your brokerage compliant?
Consumer Protection Code 2025

The 40-Day Rule
Is Already in Force.
Is Your Brokerage Ready?

The Regulator now requires a pre-renewal notification 40 days before policy expiry. For most brokerages, this doubles renewal touchpoints overnight. Regzact automates every step including AI data cleanup and sending.

Built for Irish Brokers & MGAs CBI Framework Compliant Full Audit Trail
Consumer Protection Code — Renewal Obligations
20
Days
Renewal pack
Existing rule
40
Days
Pre-renewal notice
New — CPC 2025

Automate the 40-Day Rule.
Evidence Every Notification.

From bulk upload to CBI-ready audit log — Regzact handles the entire renewal notification workflow, automatically.

1

Bulk Upload Policies

Import your full policy book. Notification windows calculated immediately.

2

AI Cleanup

The Regzact AI will clean and reformat your customer contact data.

3

Automatic 40-Day Trigger

Notifications fire at 40 days out — and again at 20. No diary entries. No manual flagging.

4

Email & SMS Delivery

Delivered with real-time confirmation. Failed sends flagged immediately for follow-up.

5

CBI Audit Log

Every notification timestamped and exportable in seconds for Central Bank inspection.

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Onboarding

Bulk Policy Upload

Import via CSV, Excel, or CRM integration. Regzact AI will clean your data, and begin calculating notification windows immediately.

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Automation

Automatic Triggers at 40 & 20 Days

The platform monitors every expiry date and fires both notifications at precisely the right time — no scheduling, no missed deadlines.

sms
Multi-Channel

Email & SMS with Delivery Validation

Sent via email and SMS with real-time delivery confirmation. Undelivered messages are flagged before the deadline passes — and logged regardless.

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Dashboard

Rolling Notifications View

A live, filterable dashboard shows every policy by upcoming obligation. Sent, pending, and overdue — visible across your entire book at a glance.

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Audit Trail

CBI-Ready Audit Log

Every notification stored with timestamp, channel, status, and content. Export a complete compliance log in seconds — not days.

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Integration

Works With Your Existing Systems

No rip-and-replace. Import your data, run renewal compliance through Regzact, and export evidence back. Operational within a day.

When the Regulator Arrives,
You'll Be Ready.

The Central Bank will ask three things: did you send the 40-day notification, can you prove it, and was it on time. Regzact answers all three — for every policy on your book, in seconds.

Date and time of every 40-day and 20-day notification
Delivery method and confirmation status per notification
Content snapshot of each notification as sent
Policy reference, client name, and expiry date cross-referenced
Full structured export — CBI-ready in seconds
Renewal Notification Dashboard Live
Policy / Client Expiry 40-Day Notice Status
O'Brien — Home 18 Apr 2026 08 Mar 2026
✓ Sent
Lawlor — Motor 22 Apr 2026 12 Mar 2026
Pending
Murphy & Sons — Emp. Liab. 15 Apr 2026 05 Mar 2026
✓ Sent
Brennan — Public Liab. 20 Apr 2026 10 Mar 2026
✓ Sent
Fitzgerald — Commercial 28 Apr 2026 18 Mar 2026
Due in 2 days
Kelly — Professional Ind. 01 May 2026 21 Mar 2026
Pending
⚠️ The 40-day requirement is in effect now. Every unautomated policy is a live compliance risk.

Compliance Is Not Optional.
Neither Is Your Deadline.

Be operational within 24 hours. Book a personalised demo and we'll walk through your policy book together.

Start Your Trial Today.

Join insurers, MGAs, and brokers across the UK and Ireland who have made compliance a strategic advantage. Book a personalised demo and see Regzact working with your own network.

No credit card required All regulatory frameworks included Set up in under a day

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